Korak
This is an informational English translation. The Serbian version is legally binding and prevails in the event of any discrepancy.
Aplikacija KorakKorak App

Opšti uslovi poslovanja General Terms and Conditions

Zbor MNE DOO · Janka Đonovića 40, 81000 Podgorica · PIB: 03506177
Datum stupanja na snagu: 10.04.2026.

Zbor MNE DOO · Janka Djonovica 40, 81000 Podgorica · Tax ID: 03506177
Effective date: 10.04.2026.

1 Opšte odredbe

1.1. Ovi Opšti uslovi poslovanja (u daljem tekstu „Uslovi") regulišu prava i obaveze između privrednog društva Zbor MNE DOO, sa sedištem na adresi Janka Đonovića 40, 81000 Podgorica, PIB: 03506177 (u daljem tekstu „Pružalac usluge") i korisnika aplikacije Korak (u daljem tekstu „Korisnik").

1.2. Aplikacija Korak je digitalna platforma koja povezuje klijente sa diplomiranim psihoterapeutima i psihoterapeutima pod supervizijom, radi zakazivanja i realizacije psihoterapijskih seansi. Aplikacija Korak ne nudi održavanje seansi preko same aplikacije - ona je isključivo posrednik između klijenata i terapeuta. Terapijske seanse se odvijaju van platforme.

1.3. Korišćenjem aplikacije, Korisnik potvrđuje da je upoznat sa ovim Uslovima i da ih u potpunosti prihvata.

1.4. Pružalac usluge zadržava pravo izmene ovih Uslova uz obavezu obaveštavanja korisnika putem aplikacije. Izmene stupaju na snagu u roku od 7 dana od dana obaveštenja.

1.5. Na odnose koji nisu regulisani ovim Uslovima primenjuju se odredbe Zakona o zaštiti potrošača Crne Gore.

2 Opis usluge

2.1. Aplikacija Korak omogućava:

2.2. Korak nije pružalac zdravstvenih usluga. Psihoterapijske seanse pružaju nezavisni psihoterapeuti odobreni od strane platforme.

2.3. Pružalac usluge ne snosi odgovornost za kvalitet, ishod ili sadržaj psihoterapijskih seansi, niti za ispunjenje očekivanja klijenta i terapeuta.

2.4. Korak ne odgovara za direktnu ili indirektnu štetu nastalu korišćenjem aplikacije.

2.5. Aplikacija Korak nije namenjena za pružanje hitne psihijatrijske pomoći ili krizne intervencije. U slučaju akutne ugroženosti života, suicidalnih misli ili drugih hitnih psihičkih stanja, korisnici su dužni da se odmah obrate nadležnim zdravstvenim ustanovama ili hitnim službama.

3 Registracija i korisnički nalog

3.1. Za korišćenje usluga aplikacije, Korisnik je dužan da kreira korisnički nalog pružanjem tačnih i potpunih podataka:

3.2. Korisnik je odgovoran za čuvanje poverljivosti svojih pristupnih podataka i dužan je da odmah obavesti Korak o sumnji na neovlašćeno korišćenje naloga. Zabranjena je upotreba tuđeg naloga.

3.3. Unošenje lažnih podataka, korišćenje tuđe fotografije ili lažnih dokumenata osnov je za trenutno brisanje naloga i prijavu nadležnim organima.

3.4. Na profilu terapeuta javno su vidljivi samo osnovni podaci (ime, fotografija, kvalifikacije i opis). Klijent dobija kontakt informacije terapeuta tek nakon što terapeut prihvati zahtev za seansu. Terapeut dobija osnovne podatke klijenta (ime, prezime, godište) isključivo za potrebe ostvarivanja kontakta i ne sme ih koristiti u druge svrhe.

4 Uzrast i maloletna lica

4.1. Korišćenje platforme je dozvoljeno osobama starijim od 18 godina.

4.2. Maloletne osobe moraju zakazati seansu i na istoj se pojaviti u pratnji roditelja ili zakonskog staratelja, koji preuzimaju punu odgovornost za proces.

4.3. Terapeut snosi isključivu odgovornost za pribavljanje odgovarajuće saglasnosti roditelja ili staratelja u skladu sa važećim propisima.

5 Plaćanje i naknada za posredovanje

Naknada koju klijent plaća putem aplikacije za prvu seansu u celosti pripada aplikaciji Korak kao naknada za posredovanje (povezivanje klijenta sa terapeutom), te marketinške i administrativne usluge. Sva plaćanja vrše se u evrima (EUR).

Plaćanje karticom obrađuje se preko sertifikovanog platnog procesora Monri, uz 3-D Secure zaštitu. Prihvaćene kartice uključuju Visa, Mastercard, Maestro i DinaCard brendove.

5.1. Terapeut samostalno određuje cenu i trajanje seanse.

5.2. Uplata za prvu seansu vrši se unapred putem aplikacije. Od druge seanse nadalje, klijent i terapeut se direktno dogovaraju o uslovima plaćanja; Korak ne učestvuje u finansijskim transakcijama van prve seanse.

5.3. Terapeut samostalno snosi sve poreske, socijalne i administrativne obaveze u vezi sa svojom delatnošću, kao i sve operativne troškove.

5.4. Korak ne vrši nikakva odbijanja niti uplate u ime terapeuta. Za detaljne uslove povrata sredstava pogledajte poseban dokument „Uslovi za povrat sredstava".

5.5. U slučaju kasnog otkazivanja seanse od strane klijenta (manje od 24 sata pre termina) ili nepojavljivanja klijenta, uplaćena sredstva se transformišu u platformski kredit koji se dodeljuje oštećenom terapeutu. Ovaj kredit nema gotovinsku vrednost, ne može se podići niti zameniti za novac, već se isključivo koristi za unutrašnje usluge i napredne funkcionalnosti platforme Korak.

6 Postupak povezivanja klijenta i terapeuta

6.1. Klijent bira terapeuta na osnovu profila, specijalizacije, dostupnosti i cene, te bira ponuđeni vremenski okvir za seansu.

6.2. Terapeut sam odlučuje da li može da održi seansu u traženom vremenskom roku i shodno tome prihvata ili odbija zahtev.

6.3. Nakon što terapeut prihvati zahtev i klijent izvrši uplatu za prvu seansu, sistem razmenjuje podatke: klijentu se šalju kontakt i adresa terapeuta (ako je seansa uživo), a terapeutu podaci klijenta (ime, prezime i godište). Lični podaci se međusobno dele tek nakon što obe strane potvrde spajanje.

6.4. Dostupnost terapeuta je isključivo u okvirima koje su sami terapeuti naznačili na platformi ili prihvatili od klijenta.

7 Obaveze klijenta

7.1. Klijent je dužan da se pojavi na zakazanoj seansi u dogovoreno vreme.

7.2. Klijent nema mogućnost samostalnog otkazivanja seanse putem aplikacije. Ukoliko je klijent sprečen da prisustvuje, dužan je da se direktno obrati terapeutu radi otkazivanja ili pomeranja termina najkasnije 24 sata pre zakazanog vremena seanse.

Ukoliko klijent otkaže seansu u roku kraćem od 24 sata, ne pojavi se na zakazanoj seansi ili ne obezbedi tehničke uslove (stabilnu internet vezu) sa svoje strane, Korak neće izvršiti refundaciju novca klijentu. U tom slučaju, uplaćeni novac se preusmerava terapeutu u vidu kredita na platformi, u skladu sa tačkom 5.5 ovih Uslova.

7.3. Klijent je lično odgovoran za sadržaj koji objavljuje na platformi i ne sme objavljivati lažne, uvredljive ili neprimerene sadržaje.

7.4. Klijent ne sme snimati seanse na bilo koji način bez izričite i prethodne saglasnosti terapeuta.

8 Obaveze terapeuta

8.1. Status nezavisnog izvođača: Između terapeuta i aplikacije Korak ne postoji radni odnos. Terapeut nastupa isključivo kao nezavisni izvođač - ne kao zaposleni, partner niti zastupnik platforme. Korak ne pruža terapijske usluge direktno i nije zdravstvena ustanova.

8.2. Kvalifikacije i verifikacija: Terapeut garantuje da poseduje odgovarajuće obrazovanje i kvalifikacije, te je dužan da dostavi skeniranu kopiju diplome, sertifikata i izvrši „selfie" verifikaciju identiteta. Korak vrši verifikaciju u dobroj veri, ali ne garantuje apsolutnu autentičnost dokumenata.

8.3. Izjave i garancije: Terapeut garantuje da su svi dostavljeni podaci tačni; da lično obavlja sve usluge; da neće dovoditi klijente u zabludu; da redovno ide na supervizije i da strogo čuva poverljivost svih podataka o klijentima.

8.4. Obaveza obaveštavanja: Terapeut je dužan da odmah obavesti Korak o pokretanju istrage nadležne komore, promeni statusa licence, malpractice postupku ili eventualnoj osuđujućoj presudi.

8.5. Održavanje seanse: Terapeut je dužan da seansu održi u dogovorenom vremenu. U slučaju sprečenosti, dužan je da u dogovoru sa klijentom blagovremeno zakaže novi termin. Učestalo nepojavljivanje dovodi do trajnog isključenja sa platforme Korak.

8.6. Online seanse: Terapeuti su dužni da obezbede stabilnu internet vezu i adekvatne tehničke uslove za rad. Platforma vrši povrat novca klijentu ukoliko se seansa ne realizuje zbog tehničkih problema na strani terapeuta.

8.7. Profesionalni standardi: Terapeut je dužan da poštuje etički kodeks svoje strukovne asocijacije. Ne sme pružati nezakonite ili neetične usluge, deliti lične podatke klijenata sa AI alatima bez saglasnosti, niti koristiti platformu za reklamiranje nepovezanih proizvoda.

8.8. Posebne populacije: Terapeut koji navede da pruža usluge specifičnim grupama (parovi, maloletnici, specifične dijagnoze) garantuje pod punom odgovornošću da poseduje specijalizovane veštine i obuku za taj rad.

8.9. Fotografija profila: Terapeut na profilu koristi isključivo svoju stvarnu i autentičnu fotografiju. Zabranjene su tuđe, stock, AI generisane fotografije ili slike na kojima lice nije jasno vidljivo.

9 Zabrana zaobilaženja platforme

9.1. Terapeut ne sme preduzimati nikakve radnje kojima se zaobilaze kompenzaciona pravila i sistem prve naplate na platformi. Kršenje ove odredbe daje Koraku pravo na trenutni raskid saradnje, blokadu naloga i pokretanje sudskog postupka radi naknade nastale štete.

10 Odgovornost i ograničenje odgovornosti

10.1. Korak je isključivo tehnički i administrativni posrednik: ne učestvuje u seansama niti ih nadgleda, ne kontroliše sadržaj, kvalitet niti ishode terapije, i ne odgovara za postupke, propuste ili ponašanje terapeuta.

10.2. Aplikacija Korak nema nikakvu odgovornost prema terapeutu u pogledu toga da li će se klijent pojaviti na zakazanoj seansi.

10.3. Korak ne snosi odgovornost u slučaju lažnog predstavljanja korisnika; sve uočene zloupotrebe biće odmah prijavljene nadležnim organima.

10.4. Platforma se pruža u viđenom stanju („kakva jeste") bez ikakvih garancija u pogledu stoprocentne funkcionalnosti, stalne dostupnosti ili prikladnosti za određenu svrhu.

10.5. Ukupna odgovornost Koraka prema korisniku ograničena je na iznos koji je korisnik uplatio za konkretnu uslugu koja je predmet spora. Ovo ograničenje se ne odnosi na slučajeve namerne štete ili grube nepažnje.

10.6. Korisnik se obavezuje da će braniti Korak i nadoknaditi sve troškove i štete koji proisteknu iz korišćenja platforme suprotno ovim Uslovima, kršenja prava trećih lica, lažnog predstavljanja ili profesionalnog propusta terapeuta.

11 Sistem ocenjivanja i recenzije

11.1. Klijenti ocenjuju terapeuta nakon održane seanse kroz dve jednostavne kategorije: „Preporučujem" ili „Ne preporučujem".

11.2. Recenzije i ocene postaju javno vidljive na profilu terapeuta tek nakon što prikupi najmanje 5 recenzija, radi zaštite od pojedinačnih pristrasnih ili nerealnih ocena. U slučaju uočavanja izrazito negativnih ocena pre ovog praga, Korak zadržava pravo interne provere kvaliteta usluge.

11.3. Korisnici su lično odgovorni za sadržaj i istinitost recenzija koje objavljuju.

12 Žalbe i prijavljivanje neprikladnog ponašanja

12.1. Terapeut može prijaviti neprikladno ili uvredljivo ponašanje klijenta putem e-pošte na support@korak.to. Klijentu nakon provere može biti trajno uklonjen pristup platformi.

12.2. Klijent može prijaviti nedolično, neprofesionalno ili neetično ponašanje terapeuta. Prva osnovana prijava povlači opomenu (osim kod teških kršenja uslova), dok ponovljena prijava rezultira trajnim uklanjanjem terapeuta sa platforme.

12.3. Za sve pritužbe i prijave pisati na: support@korak.to.

13 Raskid saradnje

13.1. Korak može raskinuti saradnju sa terapeutom bez najave u slučaju kršenja ovih Uslova, etičkih propusta ili ozbiljnih žalbi klijenata, odnosno uz pisani otkazni rok od 30 dana bez navođenja posebnog razloga.

13.2. Terapeut može raskinuti saradnju uz pisanu najavu od 30 dana, uz obavezu da uredno ispuni sve preuzete i već plaćene obaveze prema klijentima.

13.3. Korak može raskinuti odnos sa klijentom i blokirati nalog u slučaju bilo kakvog kršenja ovih Uslova.

14 Dostupnost platforme

14.1. Korak će preduzeti sve razumne mere da platforma bude dostupna 24/7, ali ne garantuje neprekidan rad bez tehničkih grešaka.

14.2. Platforma može biti privremeno nedostupna ili u smanjenom režimu rada zbog redovnih ili vanrednih radova na održavanju sistema.

14.3. Korak ne odgovara za gubitke ili propuštene termine nastale usled tehničkih prekida, prirodnih katastrofa, sajber napada ili drugih okolnosti koje su van kontrole platforme.

15 Intelektualna svojina

15.1. Sav sadržaj na platformi - uključujući vizuelni dizajn, tekstove, logotipe, žigove, softverski kod i funkcionalnosti - isključivo je vlasništvo društva Zbor MNE DOO.

15.2. Korisnicima je dozvoljeno isključivo lično, nekomercijalno korišćenje aplikacije. Zabranjena je svaka reprodukcija, distribucija, kopiranje ili komercijalna upotreba bilo kog dela platforme bez prethodne pisane saglasnosti vlasnika.

16 Komunikacija

16.1. Korisnici mogu dobijati sistemska i servisna obaveštenja sa zvanične adrese community@korak.to.

16.2. Za sva opšta pitanja, zahteve i komentare: info@korak.to.

16.3. Za žalbe, prigovore i prijave problema: support@korak.to.

17 Završne odredbe

17.1. Eventualna nevažeća ili ništava odredba ovih Uslova neće uticati na punovažnost i snagu ostalih odredbi.

17.2. Klauzule o ograničenju odgovornosti, obeštećenju, poverljivosti podataka, zabrani zaobilaženja platforme i rešavanju sporova ostaju na snazi i nakon prestanka odnosa između Korisnika i platforme.

17.3. Sve eventualne sporove strane će pokušati da reše mirnim putem i sporazumno. Ukoliko to ne bude moguće, za rešavanje spora nadležan je sud u Podgorici.

17.4. Na ove Uslove i sve odnose koji iz njih proisteknu primenjuje se merodavno pravo Crne Gore.

17.5. Ovi Uslovi stupaju na snagu dana 10.04.2026. godine.

1 General Provisions

1.1. These General Terms and Conditions (hereinafter referred to as "Terms") regulate the rights and obligations between the company Zbor MNE DOO, with its registered headquarters at Janka Djonovica 40, 81000 Podgorica, PIB: 03506177 (hereinafter referred to as the "Service Provider") and the user of the Korak application (hereinafter referred to as the "User").

1.2. The Korak application is a digital platform that connects clients with graduated psychotherapists and psychotherapists under supervision, for the purpose of scheduling and realizing psychotherapeutic sessions. The Korak application does not host the sessions within the app itself - it acts exclusively as a mediator between clients and therapists. Therapeutic sessions take place outside the platform.

1.3. By using the application, the User confirms that they are familiar with these Terms and accept them entirely.

1.4. The Service Provider reserves the right to amend these Terms, with the obligation to notify users via the application. Amendments enter into force within 7 days from the day of notification.

1.5. For relations not regulated by these Terms, the provisions of the Law on Consumer Protection of Montenegro shall apply.

2 Description of the Service

2.1. The Korak application enables:

2.2. Korak is not a health service provider. Psychotherapeutic sessions are provided by independent psychotherapists approved by the platform.

2.3. The Service Provider bears no responsibility for the quality, outcome, or content of the psychotherapeutic sessions, nor for the fulfillment of the expectations of the client and therapist.

2.4. Korak is not liable for direct or indirect damages resulting from the use of the application.

2.5. The Korak application is not intended for providing emergency psychiatric help or crisis interventions. In case of an acute threat to life, suicidal thoughts, or other emergency psychological conditions, users are obliged to immediately contact competent health institutions or emergency services.

3 Registration and User Account

3.1. To use the services of the application, the User is obliged to create a user account by providing accurate and complete data:

3.2. The User is responsible for maintaining the confidentiality of their access data and is obliged to immediately notify Korak of any suspected unauthorized account use. Using someone else's account is prohibited.

3.3. Entering false data, using someone else's photo, or using fake documents constitutes a basis for immediate account deletion and reporting to competent authorities.

3.4. Only basic data (name, photo, qualifications, and description) are publicly visible on the therapist's profile. The client receives the therapist's contact information only after the therapist accepts the session request. The therapist receives the client's basic data (first name, last name, year of birth) exclusively for the purpose of making contact and must not use it for other purposes.

4 Age and Minors

4.1. Use of the platform is allowed for persons over 18 years of age.

4.2. Minors must schedule the session and appear at the same accompanied by a parent or legal guardian, who assumes full responsibility for the process.

4.3. The therapist bears sole responsibility for obtaining appropriate parental or guardian consent in accordance with valid regulations.

5 Payment and Mediation Fee

The fee paid by the client via the application for the first session belongs entirely to the Korak application as a mediation fee (connecting the client with the therapist), as well as for marketing and administrative services. All payments are made in euros (EUR).

Card payments are processed through the certified payment processor Monri, featuring 3-D Secure protection. Accepted cards include Visa, Mastercard, Maestro, and DinaCard brands.

5.1. The therapist independently determines the price and duration of the session.

5.2. Payment for the first session is made in advance via the application. From the second session onwards, the client and therapist directly agree on the payment terms; Korak does not participate in financial transactions outside the first session.

5.3. The therapist independently bears all tax, social security, and administrative obligations related to their activity, as well as all operating costs.

5.4. Korak does not make any deductions or payments on behalf of the therapist. For detailed refund conditions, see the separate document "Refund Policy".

5.5. In case of late cancellation of the session by the client (less than 24 hours before the appointment) or non-appearance of the client, the paid funds are transformed into platform credit awarded to the affected therapist. This credit has no cash value, cannot be withdrawn or exchanged for money, and is used exclusively for internal services and advanced functionalities of the Korak platform.

6 Procedure for Connecting Client and Therapist

6.1. The client selects a therapist based on their profile, specialization, availability, and price, and chooses an offered time frame for the session.

6.2. The therapist decides independently whether they can hold the session within the requested time frame and accordingly accepts or declines the request.

6.3. After the therapist accepts the request and the client completes the payment for the first session, the system exchanges data: contact details and the therapist's address (if the session is in person) are sent to the client, and the client's data (first name, last name, and year of birth) are sent to the therapist. Personal data are shared mutually only after both parties confirm the match.

6.4. The availability of the therapist is exclusively within the limits that the therapists themselves indicated on the platform or accepted from the client.

7 Obligations of the Client

7.1. The client is obliged to appear at the scheduled session at the agreed time.

7.2. The client does not have the option to independently cancel a session via the application. If the client is prevented from attending, they are obliged to contact the therapist directly to cancel or reschedule the appointment no later than 24 hours before the scheduled session time.

If the client cancels the session in less than 24 hours, fails to appear at the scheduled session, or fails to provide technical conditions (stable internet connection) on their end, Korak will not issue a refund to the client. In that case, the paid money is redirected to the therapist in the form of platform credit, in accordance with section 5.5 of these Terms.

7.3. The client is personally responsible for the content they publish on the platform and must not publish false, offensive, or inappropriate content.

7.4. The client must not record sessions in any way without the explicit and prior consent of the therapist.

8 Obligations of the Therapist

8.1. Status of Independent Contractor: There is no employment relationship between the therapist and the Korak application. The therapist acts exclusively as an independent contractor - not as an employee, partner, or agent of the platform. Korak does not provide therapeutic services directly and is not a health institution.

8.2. Qualifications and Verification: The therapist guarantees that they possess the appropriate education and qualifications, and is obliged to submit a scanned copy of their diploma, certificate, and perform a "selfie" identity verification. Korak performs verification in good faith but does not guarantee the absolute authenticity of documents.

8.3. Representations and Warranties: The therapist guarantees that all submitted data are accurate; that they personally perform all services; that they will not mislead clients; that they regularly attend supervisions; and that they strictly protect the confidentiality of all client data.

8.4. Obligation to Notify: The therapist is obliged to immediately notify Korak about the initiation of an investigation by the competent chamber, a change in license status, a malpractice proceeding, or any potential criminal conviction.

8.5. Maintaining the Session: The therapist is obliged to hold the session at the agreed time. In case of prevention, they are obliged to schedule a new appointment in a timely manner in agreement with the client. Frequent non-appearance leads to permanent exclusion from the Korak platform.

8.6. Online Sessions: Therapists are obliged to ensure a stable internet connection and adequate technical conditions for work. The platform issues a refund to the client if the session is not realized due to technical problems on the therapist's side.

8.7. Professional Standards: The therapist is obliged to respect the ethical code of their professional association. They must not provide illegal or unethical services, share clients' personal data with AI tools without consent, or use the platform to advertise unrelated products.

8.8. Special Populations: A therapist who indicates that they provide services to specific groups (couples, minors, specific diagnoses) guarantees under full responsibility that they possess specialized skills and training for that work.

8.9. Profile Photo: The therapist uses exclusively their real and authentic photo on the profile. Using someone else's, stock, AI-generated photos, or images where the face is not clearly visible is prohibited.

9 Prohibition of Platform Circumvention

9.1. The therapist must not take any actions that circumvent the compensation rules and the first billing system on the platform. Violation of this provision gives Korak the right to immediate termination of cooperation, account block, and the initiation of legal proceedings for compensation of incurred damages.

10 Liability and Limitation of Liability

10.1. Korak is exclusively a technical and administrative mediator: it does not participate in sessions or monitor them, does not control the content, quality, or outcomes of therapy, and is not responsible for the actions, omissions, or behavior of therapists.

10.2. The Korak application bears no responsibility toward the therapist regarding whether the client will appear at the scheduled session.

10.3. Korak bears no responsibility in case of false representation by users; any observed abuses will be immediately reported to competent authorities.

10.4. The platform is provided on an "as is" basis without warranties of any kind regarding 100% functionality, constant availability, or fitness for a particular purpose.

10.5. The total liability of Korak towards the user is limited to the amount paid by the user for the specific service subject to dispute. This limitation does not apply to cases of intentional damage or gross negligence.

10.6. The user agrees to defend Korak and compensate for all costs and damages arising from the use of the platform contrary to these Terms, violation of third-party rights, false representation, or professional omission by the therapist.

11 Rating System and Reviews

11.1. Clients rate the therapist after the session through two simple categories: "I recommend" or "I do not recommend".

11.2. Reviews and ratings become publicly visible on the therapist's profile only after they collect at least 5 reviews, to protect against individual biased or unrealistic ratings. In case highly negative ratings are observed before this threshold, Korak reserves the right to conduct an internal quality review of the service.

11.3. Users are personally responsible for the content and truthfulness of the reviews they publish.

12 Complaints and Reporting Inappropriate Behavior

12.1. A therapist can report inappropriate or offensive behavior of a client via email to support@korak.to. Following verification, the client's access to the platform may be permanently removed.

12.2. A client can report inappropriate, unprofessional, or unethical behavior of a therapist. The first grounded report carries a warning (except in cases of severe terms violations), while a repeated report results in the permanent removal of the therapist from the platform.

12.3. For all complaints and reports, write to: support@korak.to.

13 Termination of Cooperation

13.1. Korak can terminate cooperation with a therapist without notice in case of violation of these Terms, ethical lapses, or serious client complaints, or with a written notice period of 30 days without stating a specific reason.

13.2. A therapist can terminate cooperation with a written notice of 30 days, with the obligation to duly fulfill all undertaken and already paid commitments to clients.

13.3. Korak can terminate the relationship with a client and block the account in case of any violation of these Terms.

14 Availability of the Platform

14.1. Korak will take all reasonable measures to ensure the platform is available 24/7, but does not guarantee uninterrupted operation without technical errors.

14.2. The platform may be temporarily unavailable or in a reduced operating mode due to regular or extraordinary system maintenance work.

14.3. Korak is not responsible for losses or missed appointments resulting from technical interruptions, natural disasters, cyber-attacks, or other circumstances outside the platform's control.

15 Intellectual Property

15.1. All content on the platform - including visual design, texts, logos, trademarks, software code, and functionalities - is the exclusive property of the company Zbor MNE DOO.

15.2. Users are allowed exclusively personal, non-commercial use of the application. Any reproduction, distribution, copying, or commercial use of any part of the platform without the prior written consent of the owner is prohibited.

16 Communication

16.1. Users may receive system and service notifications from the official address community@korak.to.

16.2. For all general questions, requests, and comments: info@korak.to.

16.3. For complaints, objections, and problem reporting: support@korak.to.

17 Final Provisions

17.1. Any invalid or null provision of these Terms will not affect the validity and force of the remaining provisions.

17.2. Clauses on limitation of liability, indemnification, data confidentiality, prohibition of platform circumvention, and dispute resolution remain in force even after the termination of the relationship between the User and the platform.

17.3. The parties will attempt to resolve all potential disputes peacefully and by mutual agreement. If this is not possible, the court in Podgorica shall have jurisdiction over the dispute.

17.4. The governing law of Montenegro applies to these Terms and all relationships arising from them.

17.5. These Terms enter into force on 10.04.2026.